21. 6. 2023
If a person is registered as a permanent resident in the Czech Republic and works or is self-employed, he or she is obliged to pay health insurance. This requirement also applies to foreign nationals. However, dependent children (children up to the end of compulsory schooling and subsequently students up to the age of 26 or 28 if the conditions are met), pensioners, recipients of parental allowance, those on maternity and parental leave, job applicants and others are not required to pay health insurance. The state pays health insurance for these people.
Employees pay for their health insurance monthly through their employer’s payroll, and employers also pay monthly from the wages of employees and self-employed persons on the basis of a submitted income and expenditure statement. Self-employed persons are required to make monthly contributions either at a minimum or a set amount.
Premium payments are credited to the health insurance companies’ account. The money collected is used to pay for routine medical aids, medical procedures and medicines.